Ben and I have taken the first baby step towards applying for a mortgage. It all went well and things seem a little clearer. As clear as bank jargon things can go, of course.
Out of the two of us, I have always been the more apprehensive one. I arsed around with savings and was dreading the point where I finally invested in a home. I put it down to itchy feet and the thought in my mind that I don't always want to live in England. I was in the mind set that once you purchased a property, you were in for the long haul.
However in recent months, I have come full circle and reminded myself that we can always sell and move somewhere else if we like. I had a stern word with myself and thought of it from an investment point of view, the money made in property is phenomenal. Looking at it now, from a more logical mind set, it would be silly to not own a property of our own while we have the means to and are in a good position.
It is a huge decision, I definitely didn't come to the conclusion I mentioned above overnight and it is something I have been considering for a long time.
Now we've made the first step and have applied for a D.I.P we can start looking at properties seriously. I don't think this is going to be easy by any estimation, but the perfect place will come to us when it does.
This is the fun part, for me. I have a secret penchant for houses, interiors, furniture and all things in between. The interior design nerd within me is desperate to come out and plan some projects to finally make a house our home.
Pinterest is my BFF at present.
Toodles
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Toodles
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